"Too
many Americans are “insurance
poor” and don’t know their
coverage and how much it is costing
them. I am self-employed and I was
forced to find out how much my insurance
was costing me. This ebook is exactly
what I needed to update my health
insurance. It is a valuable resource
that helped me save thousands of dollars
by customizing a plan that fits my
needs. The price is affordable and
you need to download it today. "
Jerry Fain, Knoxville, TN.
"Everybody that drives must buy
auto insurance and everybody that has a house has to get homeowners
insurance.
Together they add up to a lot of money.
This ebook hit me right between the
eyes on how things have changed and
now I can get health insurance for the
first time without paying an arm and
a leg. Thanks for the information."
John Glove, A tlanta, GA.
"Most of the insurance products
I've seen have two problems. They are
either a confusing collection of insurance
terms or a very thin layer of useless
information. You have done something
completely different in this ebook.
You got down to the basic steps self-employed
people must take to get the kind of
health coverage they deserve. Best of
all the ebook shows the details of each
step by exposing the good, the bad and
the ugly of the health insurance business.
And how to deal with my own personal
health needs even though as a self-employed
person I really do hate to buy insurance
of any kind." Daren
H. Zallow, California
"This new ebook on How to Buy the
Best Health Insurance for people who
are self-employed is right on target.
It is filled with all of the insider
information on how insurance companies
market health insurance and how to work
around all of the pitfalls and traps
they set to get you to pay too much.
Any self-employed person who wants results
and the best deal on their own health
insurance needs this ebook." Donnie Sullivan, Missouri.
"If you want more out of your career,
your family and your bank account then
you need to buy this ebook. It makes
it completely clear that the problem
most self-employed people have about
health insurance is that they don't
trust any insurance person. After you
read this ebook and know more about
how health insurance works you will
feel equipped to deal with your own
health insurance needs. I don't know
of any other source that gives you this
kind of information to help you buy
the very best coverage available.”
Stephen Swartz. New Jersey.
"With far too many ebooks out there
you don't get the down-to-earth information
you need to take action...with this
one it is all there. It is easy to read
and understand unlike most of the insurance
information sources available. Too many
ebooks try to spread the information
over a ten tape/CD set that is hard
to listen to once, let alone many times.
This ebook is brief to the point and
complete with all the information for
the state in which you live. There is
nothing to stop you from getting a good
health policy as a self-employed person. Larry Costello., Illinois
"It's great to know something is
available for self-employed people who
work very hard and don't find enough
time to protect themselves with a good
health insurance policy. This ebook
has been helpful to me as a single person,
self-employed to find the best coverage
possble for my situation. Until now
most policies were far too expensive
and didn't cover enough. Now we can
enjoy our jobs and our families knowing
we are covered. Thank you so much for
making this information available. Pamela Sullivan., Oregon.
Finally!!! Former Insurance Executive
Reveals Secrets as to
How You Can
Avoid the Scams
and Get Expert Advice
to Purchase Affordable Health Insurance for You
and Your Family!
Yes, Even if You are Self-Employed
and Buying Insurance Frustrates
the Hell out of You! (And No, you don’t
have to talk to any Salesmen,
Fill out Complicated Forms, No Long Waiting Periods,
No Expensive
Deposits and any other
Illegal-discounted-qualifying-rebating
schemes!)
Now
You as a Self-Employed Individual or
Head of Family
No Longer Has to Go Without Affordable
Health Insurance Ever Again!
No Longer
Will You Lose Your Health Insurance Policy
if You Lose Your Job or Change Your Job!
Your Insurance
Doesn't Depend on Whom you are working
for!
That's
right, your very own policy!
Over One
Million people that Lose Their On-The-Job
Health Insurance End Up in Medical Bankruptcy
Every Year in America!
Health Insurance Policies that You Buy
Yourself
are Guaranteed to cost less
for Healthy People.
Memo From: The Desk of Joel Johnson, Author
Dear Self-Employed Friend
If you want
to avoid the schemes and tricks health insurance
companies use to “gouge” you
for higher premiums
and
extra fees, avoid
common health insurance qualifying
blunders
people make everyday that cripple them
financially
over 7…14…even 27 years, or
if you just
want to manage your health insurance
to get a
guaranteed renewable policy rather
than be faced
with financial insecurity
over outrageous medical bills.
Consider
this
Most self-employed people
don’t know how to shop for a
health
insurance policy
They have no clue
what questions to ask about rates,
premiums,waiting
periods, deposits, discounts,
rebates and
much more.
They are like
total disasters going nowhere lead by
a
a group of health Insurance predators
ready
to pounce on their next victim.
The “system”
is stacked against you!
Health Insurance
companies make their money based
on how
few Medical claims you file and the highest
premiums and fees they can get you to
pay.
The more
medical claims you are forced to file
due to unplanned sickness, the higher
your
premiums will climb!
Unfortunately,
it’s human nature.
The health insurance
companies will make you pay as
much as they
can to make a higher commission.
Too many health insurance
companies will overcharge
you for extra
fees!
Recently,
a select group of health insurance
companies were fined over
$14,000,000
(Million) dollars for overcharging
thousands of Policy Holders who
didn't know how to shop for health
insurance.
(source: U.S. Dept.
of Justice)
These companies
abused their customers
and secretly extracted
extra dollars
out of their policyholders
pockets
for one simple reason
they knew
they could get away with it!
Yes, sometimes they’ll
just get you for a little extra $200 fee
here or there—other times they’ll
cover up thousands
in extra charges and
you may never know until too late!
Question is?…if
the companies above are the ones getting
caught…
how many more do you think
are overcharging self-employed
customers
like you and getting away with it?
And this is just
the icing on the top of a very rich 7-layer
cake…
ACTUAL FACT: Recent
nationwide surveys show that
the top layers
of executives at large well known HMO’s
are paid 37 to 50 million dollars per year
plus bonuses!
Every year thousands of self-employed
people
get really confused trying to find
the right health
insurance policy for self-
employed
people.
They get the wrong
policy at the wrong price
and continue to
pay for it very dearly until the day
they
have to use it
and find out it won’t
cover their medical bills.
Here’s
what I mean…
If you pay too much
for your health insurance you probably have
not checked all the details of your policy,
but if you continue to pay for this overcharged
policy month after
month you have only yourself
to blame!
FACT:
So many self-employed people worry night
and day
about their lack of
a good health
insurance
policy so much that they don’t
really give
very much thought about the
details
of what is a good policy.
Remember it’s the
health insurance policy that costs you month
after month—even though you are rarely
sick and don’t file any claims.
FACT:When I complained over some of the more
outrageous
premiums some health insurance
companies were “wringing” out
of unsuspecting Policy holders
I had a Vice-President
tell me there was this little known code
of silence
among underwriters about all
the extra charges---
his exact words were
“honor among thieves.”
Well I say enough
is enough!
Let me pause here
and tell you what is really taking place.
(Former Health Insurance
Executive pulls back the curtain.)
Whether you are a
self-employed individual and or
head of
a family---I am going to show you how to
get
a health insurance policy without getting
ripped off in extra charges, deposits, and
other
illegal rebating schemes…then
I’ll show you how to stay
on top of
your health needs and all the
other details
so your health insurance policy
sets you
free financially and with
a new peace of
mind.
Yes, that’s a tall
order and I know you’re probably skeptical.
That’s normal
and healthy.
Let
me give you three good reasons I can back
up what I claim:
Why should you listen
to me?
First
reason:Did you know that many health
insurance
providers can (and will) charge
you so much extra
in premiums and fees that
they actually
make more money than
the hospitals
and Doctors?
As a 14 year veteran
of the health insurance business
I have
seen a long list of practices that would
make
most people want to throw up their
hands in disgust.
I’ve seen health
insurance underwriters charge buyers
more
dollars in premiums just to make
a higher
commission.
Yes,
it is a sad situation but absolutely true!
Self-employed individuals
have been taken advantage
of just because
they own their own business.
And have been
charged thousands of dollars
extra because
they work for themselves.
I got into the health
insurance business to help people...
not
to take advantage of them.
I got so frustrated
about it I decided to do something about
it.
So that’s why
I wrote an ebook on
“How
to Buy Affordable Low Cost Self-Employed
Health Insurance”
to help
you save up to $7,000 or more every year
starting
right now!
Second
reason:The valuable tips and methods
in this ebook come right out of selling
health
insurance in the field from town to town by the author
who has actually been
there…
a veteran “road warrior”
who made his living
from commissions nothing
else.
No salary no expense account and no company
car.
The hard cold fact was if you didn’t
sell anything
you didn’t eat, sleep
or drive very far
on no commissions.
Having worked in
some of the most affluent counties
and some
of the most rural low income counties
I
have seen it all. I have been there..done
that
and brought home a
t-shirt that says
“This isn’t
the end of the world,
but you can see it
from here!
The information in this ebook has helped
literally
thousands of self-employed people
just like you
to understand, evaluate and
exercise
their BEST OPTIONS in buying
a
health insurance policy.
You get all my experience
from thousands
of sold policies boiled
down
into one, simple-to-understand
easy to read
and use ebook for getting the lowest
possible
premium rate and the highest lifetime
maximum
coverage guaranteed renewable
year after
year.
Third
Reason:This information in my ebook
works
no matter what your situation is as
a self employed
individual and or family
with children.
Whether you just recently became self-employed
or you have been self-employed for years…
I
don’t have anything to gain financially
by which health insurance provider and plan
you choose as a result of the advice in
this ebook.
Frankly, there was
always something that rubbed me
the wrong
way about health insurance companies
and
their underwriters.
It was always an
unspoken thing that their advice
always
seemed to come back to the dollar amount
of the premium
and what would make them
the most money—
never what was best
for the policy holder.
“ Uprating”
the amount of the premium
along with
some other hidden costs because the
buyer
had some “bad luck” health problems
that
would in turn make him or her a “poor
health risk”
is almost a common practice.
And
by the way….
As you read this
the most common behind the scenes
story
is that in the not too distant future most
major companies will have cancelled their
former
full paid or partially paid
employee
health policies because they cannot afford
to pay for the premiums.
This means thousands
will have to do exactly as
self employed
people do and that is get their own policy.
Now is the time
for you as a self employed independent
contractor
to find the very best health insurance policy
before thousands more have their policies
cancelled
and have to go out on the regular
market
and shop for Insurance.
Because of this and
other fast moving health insurance
market
upheavals…you must get this ebook
to stay ahead
of the changes and protect
yourself and or your family
as a self employed
individual.
Here is a summary
of the fantastic benefits you’ll receive
in this break-through EBOOK about health
insurance
for the self employed.
The most important
questions to ask any health insurance provider
1.Learn to ask the
questions that put health insurance people
on the spot and prevents them from using
"bait and
switch" to confuse you
into paying higher premiums.
2. Understand just
a few simple but very effective tips to
avoid paying too much for your policy.
3. Keep more money
in your bank account and out of the
health
insurance companies’ treasury…
unless
you like giving all your
dollars to a health
insurance provider.
4. Discover the most
valuable negotiating tool you have
as a
buyer.
5.Now you can get
the same power position as a buyer
who is
paying for the entire annual cost of his
health insurance and
getting a discount.
6. Learn how to avoid
being pushed, shoved and nudged
into making
a quick decision on your health insurance
policy. Thanks to the internet you can make
many
accurate comparisons before you buy.
7. How to recognize
a health insurance professional who
sincerely
wants to help you find the best policy
and
which ones
either want to squeeze every
last dollar out of you
and doesn’t
care about you
once he gets your money.
8. How to find out
what is the right premium payment
for the
policy coverageyou need and want?
9. How to save thousands
of dollars after you sign
for the health
policy you like and need.
10.How to avoid
making decisions based on your
emotions
instead of on fact which will save
you hundreds
of dollars in extra costs.
Now, you're probably
wondering how and why I can do all those
things.
Let me explain…
In this ebook-- “How
to buy Affordable
Low Cost
Self-employed
Health Insurance and save up to $7,000
or more
every year starting Now!”
you
will learn how to …..
* Get the lowest
possible health insurance policy for
self-employed people like you in today’s
market.
* How to deal with
health insurance agents.
* How to remember
all the questions you need to ask them.
* Make sure you know
how to choose the right health plan.
* How to compare
costs with other providers’ plans.
* What are the decisions
you need to make.
* How many
problems will you face. And much more!
* You will
get this ebook packed from beginning to
end
with examples andmethods you need
to
understand to make a sound decision
on your
health insurance policy.
*
The complete ebook is downloaded digitally
from the Internet
---so there’s no
waiting—
you could be enjoying the
benefits
from this breakthrough Ebook
within
5 minutes!
* I will
also guarantee that you get AN incredible
Bonus WORTH
$50 OR MORE at no extra cost
if you ACT NOW!
There is a lot of
confusion about health insurance
policies
and what is happening to many people
who
have had their policy
cancelled and not
renewedperiod!
Here are the facts
you absolutely, positively
must know the
answers to before you
sign up for any kind
of health insurance.
Most Self-Employed
Individuals and Families will
pay 50% less
than a Employer-sponsored
group plan for
identical coverage.
You and Your Family May
Be Close to a
Million-Dollar Illness Prior
to Declaring Bankruptcy!
Don’t go
another day without health insurance!
Unknown Missing Benefits
in your Current Health
Insurance Plan may
cost you and your family
thousands of dollars!
You need to
know what are your Legal Rights to Health
Insurance when you change jobs
or lose your
job to down- sizing
or your employer moves
to another
location outside the U.S.
Learn why buying your
own health insurance plan
is far better,
costs less, and is always
there for you
and your
family no matter what!
Don’t wait
one more minute! Learn how to buy the
highest
quality and lowest cost
self-employed health
policy today!
Over 47 million
Americans are living day-to-day
without
any kind of health insurance plans
whatsoever!
If you are among
those 47 million families
without a health insurance
plan get
this ebook and
sign up today!
Of the 47 million Americans
without health insurance
over 27 million
are self-employed
“frustrated”
individuals and families
that do not know
how or where to
get low cost health
insurance.
You maybe among
those 27 million self-employed people
that
have triedto shop for a
low cost health
insurance policy,
but have been turned down
and don’t
trust health insurance
plans
whatsoever!
Learn how to be
a very shrewd self-employed health
insurance customer
that knows the best
benefits
for you and
your family.
Nationwide a single
self-employed individual can buy
health
insurance
for $95 a month
that is tax deductible
with more
coverage and available in all
50 states.
Nationwide a head
of a family self-employed can buy
health
insurancefor $275 a month
that is tax deductible
with more
coverage and available in all
50 states.
You’ll get
at least 10 times your money’s worth
when you
purchase &download this Valuable
Ebook!
Let’s face it how
can you put a value on this critical
information
about how to shop for
self-employed health
insurance
and not make a mistake!
Let’s
stand back and look at the BIG picture.
At today’s explosive
medical costs if you are admitted to the
hospital
even as an
outpatient your total
costs can easily top
$100,000. For ordinary
surgery!
You’ll most
likely spend between $1,000 and $5,000
in
OUT- OF-POCKET EXPENSES
not covered by your
policy?
You’ll LOSE
even more hard earned pay for days,
maybe
weeks that youcannot work
as a self-employed
independent
contractor.
You
tell me……
How much is it worth
to you to spend your hard-earned
money on
a health insurancepolicy that may or may
not
cover all of your medical bills?
How much is
it worth to you to know beyond a shadow
of doubt thatyour self-employed health
insurance
policy is going to cover your
medical bills and you
aren’t paying
a dime more than
you have to?
Here's what you get in this valuable
ebook:
*Instant
download access to the entire ebook packed
with amazing
information—no waiting
for the mail—
no trips to the local
bookstore!
* Easy to understand
tips and directions guaranteed
to turn you
into a very smart health insurance
buyer
for self-employed
coverage!
* Confidential contacts
and lists of ONLINE sites where
you can
quickly get accurate quotes from top
health
insurance providers.
* You get the key
questions to ask any health insurance
agent
to make surethey aren’t using
“bait
and switch” techniques to get
you
into their office and get your
private information
down on
an application.
Order this
exclusive ebook today and I will reduce
the
regular price of $57. down to $37.
you
save $20. for a limited time only!
I know you know it's 100%
to your benefit to act
right away, so I
want to wipe
away every possible reason
that you might have not to say YES
today!
If
you order today we will include a detailed
BONUS guide for all 50 States of where to
call for more information and a sampling
of
estimated premium rates. Worth over $50.
FREE! ORDER NOW!
You
just can’t lose with my 100% no-risk,
56 Day Money-back guarantee!
The
risk is something we gladly assume, since
we know you'll realize just
how valuable
this ebook is to your future free of worrying
about your
health insurance coverage.
Your satisfaction is assured through our
no risk, you-can't-lose,
100%, no-questions
asked, money-back guarantee.
If for any
reason, you aren't thrilled
and satisfied
with this ebook, just send
us an email within
56 days and we'll refund
100% of your purchase
price.
No hard feelings!
Don't
decide now!
What
I'm saying is don't decide now if this ebook
is for you.
Just get it and try it out risk-free for
56 days. If
it doesn’t do
everything I say and
more….
If
it doesn’t show you exactly how
to get the lowest cost premium
for your
health insurance.
If
it doesn’t walk you step by step
through negotiating
with health insurance
providers.
If
it doesn’t show you exactly which
questions to ask
to keep from getting
cheated out of much more
coverage at
the lowest cost.
If it doesn’t
turn you into a knowledgeable,self employed
health
insurance buyer and happy policy
holder
for years to come.
Then I don't want
your money!
Yes
it is true! I'll give you absolutely all
of the purchase
price back. You need
not
worry for one minute!
At the very
least you get to keep the BONUS 50-STATE
COST
ANALYSIS FOR PREMIUMS that IS worth
much more than $50.
but you get it FREE
with your order! Bottom line you get everything
I promise you and MORE!
So you see any way you look at it you're
about to be a winner!
And don't forget if you order todayI'm
going to let you have everything
the 50-State
Cost Analysis and the EBOOK for only $37.
yes you save $20 less than the regular $57.
price
and you get an instant downloading
of the EBOOK
AND THE 50-STATE COST
ANALYSIS 24/7 NIGHT & DAY
ALL WEEK LONG!
You
ask why I can sell THE EBOOK AND 50-STATE
COST ANALYSIS
FOR SUCH A LOW PRICE?
Well that's simple logic
I don't have to send
you anything in the
mail! We don't have to
print and bind
a book,
or record a tape, no postage to
pay and
nothing to take to the post office.
You get instant access to everything online
right now!
Since I can make the same amount
of money at this price
I just pass the savings
on to you and we both win!
Here's how to order and save $20
for this limited time offer!
How to Buy Affordable Low Cost
Self-Employed Health Insurance
And Save
Up to $7,000 or more Every Year
You get 24 HOUR 7 DAY unlimited and
instant access to the EBOOK
and THE 50-STATE
COST ANALYSIS ONLINE. No waiting
and no trips to
the local bookstore!
Easy downloading
in 5 to 7 minutes.
Once your payment is processed you can download
and print the entire Ebook in just minutes
ready to read and benefit from tested tips
and methods
that will save you thousands.
So go ahead and order now!
I have Read and Agree to the Disclaimer
and Terms of Service.
Will open a new window on our secure server.
Sincerely yours.to all independent
self employed and
talented business owners.
Joel Johnson, Author
How to Buy Affordable
Low Cost Self Employed
Health Insurance
P.S.If you don't have any health
insurance---
will
you be prepared
to pay for your medical
care or will you just ignore it
and hope
you don't get sick and need a Doctor?
Don't take a chance
with your financial future.
Get this
Ebook , read it and use it to get the peace
of mind
that you got the best possible
health
insurance avaliable in the
current insurance
market.
>P.P.S. I reserve the right to hold the special $37 price
for the next 72 hours.
After that I may have to increase
the price back up to $57.so act now!
